Texas Injury Hotline - Austin Personal Injury Attorneys

1 person is injured every 92 seconds by an auto accident in Texas..........1 person is killed every 2.5 hours on Texas roadways........... More than 3500 people die in Texas due to auto accidents each year..........

This website paid for by Justin B. Demerath. Principle Office: Austin, Texas. Also Serving Central Texas, including the cities of San Antonio, Waco, New Braunfels, Bastrop, Johnson City, Leander, San Marcos, Marble Falls, Georgetown, Round Rock, Granger, Elgin, Jarrell, Temple, Killeen, Salado, Belton, Williamson County, Travis County, Hays County, and Bastrop County. The information contained in the site is not legal advice. You should consult an attorney for individual advice regarding your specific situation.

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What is Personal Injury Protection (PIP)?

Many Texas auto policies include a form of medical and wage coverage called personal injury protection coverage, or PIP. This coverage is available to the insured driver and any passengers in the insured’s vehicle for injuries sustained, regardless of who is at fault for the accident. PIP coverage pays 100% of the medical expenses, plus 80% of lost earnings, up to the amount of the PIP coverage limits. These limits are usually in amounts of $2,500, $5,000, or $10,000. PIP benefits do not have to be repaid if the adverse driver’s insurance pays damages.